id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id lukb:privatkonto:credit,lukb:privatkonto,lukb,credit,0.0,,,,CHF,2026-04-07,2025-07-01,, lukb:privatkonto:overdraft,lukb:privatkonto,lukb,overdraft,9.75,,,,CHF,2026-04-07,2025-07-01,Allgemeiner Ueberzugszinssatz; EUR und FW auf Anfrage,