id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id lukb:sparkonto_blu:credit:tier1,lukb:sparkonto_blu,lukb,credit,0.2,,20000.0,,CHF,2026-04-07,2026-01-01,, lukb:sparkonto_blu:credit:tier2,lukb:sparkonto_blu,lukb,credit,0.02,20000.0,50000.0,,CHF,2026-04-07,2026-01-01,, lukb:sparkonto_blu:credit:tier3,lukb:sparkonto_blu,lukb,credit,0.03,50000.0,,,CHF,2026-04-07,2026-01-01,,