id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
migrosbank:anlagesparkonto:credit:tier1,migrosbank:anlagesparkonto,migrosbank,credit,0.2,0.0,100000.0,,CHF,2026-07-08,2026-04-16,Inkl. Treuebonus (kein Rückzug im 2025). Basis ohne Treuebonus: 0.10%,
migrosbank:anlagesparkonto:credit:tier2,migrosbank:anlagesparkonto,migrosbank,credit,0.1,100000.0,,,CHF,2026-07-08,2026-04-16,"Über CHF 100000, inkl. Treuebonus. Basis ohne Treuebonus: 0.00%",