id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
migrosbank:geschenksparkonto:credit:tier1,migrosbank:geschenksparkonto,migrosbank,credit,0.5,0.0,25000.0,,CHF,2026-07-08,2026-04-16,Bis CHF 25000. Darüber gilt Sparkonto-Zinssatz,