id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
migrosbank:metallkonto:credit,migrosbank:metallkonto,migrosbank,credit,,,,,CHF,2026-07-08,2026-04-16,"Kein Zins — Metallkonto ist Verwahrung, keine Verzinsung",