id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
neon:konto:credit,neon:konto,neon,credit,0.0,,,,CHF,2026-04-13,2026-04-01,neon pays 0% on all account balances. No savings product offered.,