id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
nwkb:sparen_noldi:credit:tier1,nwkb:sparen_noldi,nwkb,credit,0.3,,50000.0,,CHF,2026-04-08,2025-07-01,,
nwkb:sparen_noldi:credit:tier2,nwkb:sparen_noldi,nwkb,credit,0.0,50000.0,,,CHF,2026-04-08,2025-07-01,,