id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
owkb:jugend_sparkonto:credit:tier1,owkb:jugend_sparkonto,owkb,credit,0.25,,20000.0,,CHF,2026-04-08,,,
owkb:jugend_sparkonto:credit:tier2,owkb:jugend_sparkonto,owkb,credit,0.05,20000.0,100000.0,,CHF,2026-04-08,,,
owkb:jugend_sparkonto:credit:tier3,owkb:jugend_sparkonto,owkb,credit,0.025,100000.0,,,CHF,2026-04-08,,,