id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
owkb:privatkonto_basis:credit,owkb:privatkonto_basis,owkb,credit,0.0,,,,CHF,2026-04-08,,,
owkb:privatkonto_basis:debit,owkb:privatkonto_basis,owkb,overdraft,9.5,,,,CHF,2026-04-08,,,