id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
owkb:sparkonto:credit:tier1,owkb:sparkonto,owkb,credit,0.05,,50000.0,,CHF,2026-04-08,,,
owkb:sparkonto:credit:tier2,owkb:sparkonto,owkb,credit,0.025,50000.0,250000.0,,CHF,2026-04-08,,,
owkb:sparkonto:credit:tier3,owkb:sparkonto,owkb,credit,0.0,250000.0,,,CHF,2026-04-08,,,