id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
pcb:wm:rate_on_request,pcb:wealth_management,pcb,credit,,,,,CHF,2026-06-10,2024-10-01,"Atom #274 tailored: PCB does not publish standalone deposit/credit interest rates. Family-office mandate consolidates underlying custody at multiple depot banks (PCB's ""Bei uns laufen die Faeden zusammen"" model), so cash-rate economics depend on the chosen sub-custodian. PCB-side rates negotiated per mandate.",