id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
postfinance:privatkonto_eur:rate_overdraft,postfinance:privatkonto_eur,postfinance,overdraft,9.5,,,,EUR,2026-07-10,2018-06-01,Sollzins bei Minusguthaben; identische Fussnote wie Business-Konten,