id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
shkb:sparkonto_eur:credit:tier1,shkb:sparkonto_eur,shkb,credit,1.0,,50000.0,,EUR,2026-04-08,2025-10-01,,
shkb:sparkonto_eur:credit:tier2,shkb:sparkonto_eur,shkb,credit,0.7,50000.0,200000.0,,EUR,2026-04-08,2025-10-01,,
shkb:sparkonto_eur:credit:tier3,shkb:sparkonto_eur,shkb,credit,0.3,200000.0,,,EUR,2026-04-08,2025-10-01,,