id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
slb:geschenk:t1,slb:geschenksparkonto,slb,savings_rate,0.4,,20000.0,,CHF,2026-06-03,2026-01-01,Geschenksparkonto bis CHF 20k.,
slb:geschenk:t2,slb:geschenksparkonto,slb,savings_rate,0.05,20000.0,,,CHF,2026-06-03,2026-01-01,Geschenksparkonto >CHF 20k.,