id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id slb:spar:t1,slb:sparkonto,slb,savings_rate,0.1,,100000.0,,CHF,2026-06-03,2026-01-01,Sparkonto bis CHF 100k., slb:spar:t2,slb:sparkonto,slb,savings_rate,0.01,100000.0,,,CHF,2026-06-03,2026-01-01,Sparkonto >CHF 100k.,