id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
slf:sparkonto_young:credit_t1,slf:sparkonto_young,slf,credit,0.55,,20000.0,,CHF,2026-05-31,2026-04-20,bis CHF 20000,
slf:sparkonto_young:credit_t2,slf:sparkonto_young,slf,credit,0.05,20000.0,,,CHF,2026-05-31,2026-04-20,,