id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
sparhafen:privatkonto25:credit_t1,sparhafen:privatkonto25,sparhafen,credit,0.05,0.0,25000.0,,CHF,2026-05-28,2026-01-01,Privatkonto25: 0.05% bis CHF 25'000; 0% Mehrguthaben. Bezuegslimite CHF 25'000/Monat.,