id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
sparhafen:sparkonto:credit_t1,sparhafen:sparkonto,sparhafen,credit,0.05,0.0,50000.0,,CHF,2026-05-28,2026-01-01,Sparkonto bis CHF 50'000: 0.05%.,
sparhafen:sparkonto:credit_t2,sparhafen:sparkonto,sparhafen,credit,0.025,50000.0,,,CHF,2026-05-28,2026-01-01,Sparkonto Mehrguthaben ab CHF 50'000: 0.025%.,