id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
sparhafen:sparkonto25:credit_t1,sparhafen:sparkonto25,sparhafen,credit,0.3,0.0,25000.0,,CHF,2026-05-28,2026-01-01,Sparkonto25 bis CHF 25'000: 0.30%.,
sparhafen:sparkonto25:credit_t2,sparhafen:sparkonto25,sparhafen,credit,0.1,25000.0,,,CHF,2026-05-28,2026-01-01,Sparkonto25 Mehrguthaben ab CHF 25'000: 0.10%.,