id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
sparkasse_sz:jugendkonto:credit_t1,sparkasse_sz:jugendkonto,sparkasse_sz,credit,0.15,,20000.0,,CHF,2026-05-31,2026-04-24,bis CHF 20000,
sparkasse_sz:jugendkonto:credit_t2,sparkasse_sz:jugendkonto,sparkasse_sz,credit,0.0,20000.0,,,CHF,2026-05-31,2026-04-24,ab CHF 20000 wie Privatkonto,