id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
sparkasse_sz:sparplan_fondsinvest:credit,sparkasse_sz:sparplan_fondsinvest,sparkasse_sz,credit,,,,,CHF,2026-05-31,2026-04-24,"Performance-driven, not interest-rate.",