id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
szkb:sparkonto:credit_tier1,szkb:sparkonto,szkb,credit,0.05,,100000.0,,CHF,2026-04-15,2026-04-15,Bis CHF 100000,
szkb:sparkonto:credit_tier2,szkb:sparkonto,szkb,credit,0.0,100000.0,,,CHF,2026-04-15,2026-04-15,Ab CHF 100000,