id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
szkb:sparkonto_plus:credit_tier1,szkb:sparkonto_plus,szkb,credit,0.2,,5000000.0,,CHF,2026-04-15,2026-04-15,Bis CHF 5 Mio.,
szkb:sparkonto_plus:credit_tier2,szkb:sparkonto_plus,szkb,credit,0.0,5000000.0,,,CHF,2026-04-15,2026-04-15,Ab CHF 5 Mio.,