id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id szkb:variable_hypothek:debit_wohnbau,szkb:variable_hypothek,szkb,mortgage_rate,2.5,,,,CHF,2026-04-15,2026-04-15,Variable Hypothek Wohnbau, szkb:variable_hypothek:debit_gewerbe,szkb:variable_hypothek,szkb,mortgage_rate,3.5,,,,CHF,2026-04-15,2026-04-15,Variable Hypothek Gewerbe,