id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id tgkb:privatkonto:credit,tgkb:privatkonto,tgkb,credit,0.0,,,,CHF,2026-04-08,2026-01-01,, tgkb:privatkonto:debit,tgkb:privatkonto,tgkb,overdraft,10.0,,,,CHF,2026-04-08,2026-01-01,,