id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id tgkb:privatkonto_young:credit:tier1,tgkb:privatkonto_young,tgkb,credit,0.1,,10000.0,,CHF,2026-04-08,2026-01-01,, tgkb:privatkonto_young:credit:tier2,tgkb:privatkonto_young,tgkb,credit,0.0,10000.0,,,CHF,2026-04-08,2026-01-01,,