id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
tgkb:sparkonto_young:credit:tier1,tgkb:sparkonto_young,tgkb,credit,0.35,,100000.0,,CHF,2026-04-08,2026-01-01,,
tgkb:sparkonto_young:credit:tier2,tgkb:sparkonto_young,tgkb,credit,0.05,100000.0,,,CHF,2026-04-08,2026-01-01,,