id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
ubs:sparkonto:rate_t1,ubs:sparkonto,ubs,credit,0.05,0.0,50000.0,,CHF,2026-06-03,2026-03-01,,
ubs:sparkonto:rate_t2,ubs:sparkonto,ubs,credit,0.0,50000.0,,,CHF,2026-06-03,2026-03-01,,