id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
urkb:jugend_sparkonto:credit:tier1,urkb:jugend_sparkonto,urkb,credit,0.2,,20000.0,,CHF,2026-04-08,,,
urkb:jugend_sparkonto:credit:tier2,urkb:jugend_sparkonto,urkb,credit,0.05,20000.0,,,CHF,2026-04-08,,,