id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
urkb:sparkonto:credit:tier1,urkb:sparkonto,urkb,credit,0.05,,100000.0,,CHF,2026-04-08,,,
urkb:sparkonto:credit:tier2,urkb:sparkonto,urkb,credit,0.01,100000.0,500000.0,,CHF,2026-04-08,,,
urkb:sparkonto:credit:tier3,urkb:sparkonto,urkb,credit,0.0,500000.0,,,CHF,2026-04-08,,,