id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
urkb:ws_sparen3:on_request,urkb:ws_sparen3,urkb,credit,,,,,CHF,2026-07-14,2026-07-14,"Wertschriften-3a: Rendite abhaengig vom Anlagemix, kein fester Zinssatz.",