id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vali:baukredit:rate,vali:baukredit,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,"Auf Anfrage; nach Objektart, Belehnung, Bonitaet, Kapitalmarkt.",