id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vali:festgeld_eur:credit:3m,vali:festgeld_eur,vali,credit,2.25,,,3,EUR,2026-04-10,2026-04-01,, vali:festgeld_eur:credit:6m,vali:festgeld_eur,vali,credit,2.0,,,6,EUR,2026-04-10,2026-04-01,,