id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vali:festgeld_usd:credit:3m,vali:festgeld_usd,vali,credit,4.2,,,3,USD,2026-04-10,2026-04-01,,
vali:festgeld_usd:credit:6m,vali:festgeld_usd,vali,credit,4.0,,,6,USD,2026-04-10,2026-04-01,,