id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vali:privatkonto:credit,vali:privatkonto,vali,credit,0.0,,,,CHF,2026-06-04,2026-02-02,Habenzins 0% (saemtliche Stufen).,
vali:privatkonto:overdraft,vali:privatkonto,vali,overdraft,12.0,,,,CHF,2026-06-04,2026-02-02,,