id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vali:sparkonto:eur_t1,vali:sparkonto,vali,credit,1.5,0.0,50000.0,,EUR,2026-06-04,2026-04-08,HOECHSTE EUR-Sparkonto-Rate im CH DB-Cohort (peer norm 0.05-0.25%; Alpian 0.75% nach PR #175).,
vali:sparkonto:eur_t2,vali:sparkonto,vali,credit,0.2,50000.0,,,EUR,2026-06-04,2026-04-08,,
vali:sparkonto:usd_t1,vali:sparkonto,vali,credit,2.0,0.0,50000.0,,USD,2026-06-04,2026-04-08,HOECHSTE USD-Sparkonto-Rate im CH DB-Cohort.,
vali:sparkonto:usd_t2,vali:sparkonto,vali,credit,0.2,50000.0,,,USD,2026-06-04,2026-04-08,,
vali:sparkonto:credit:tier1,vali:sparkonto,vali,credit,0.4,,100000.0,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto:credit:tier2,vali:sparkonto,vali,credit,0.15,100000.0,,,CHF,2026-04-10,2026-02-10,,