id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vali:sparkonto_young_plus:credit:tier1,vali:sparkonto_young_plus,vali,credit,1.0,,25000.0,,CHF,2026-04-10,2026-02-10,,