id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vdkb:epargne:credit:tier1,vdkb:epargne,vdkb,credit,0.025,,25000.0,,CHF,2025-11-01,2025-11-01,0.01% au-dela de CHF 25000, vdkb:epargne:credit:tier2,vdkb:epargne,vdkb,credit,0.01,25000.0,,,CHF,2025-11-01,2025-11-01,,