id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vdkb:formule_juniors:credit:tier1,vdkb:formule_juniors,vdkb,credit,0.1,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:formule_juniors:credit:tier2,vdkb:formule_juniors,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,,