id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vdkb:placements_fiduciaires:credit,vdkb:placements_fiduciaires,vdkb,credit,,,,,CHF,2026-05-27,2026-01-01,Taux fiduciaire sur demande (marche moins commission BCV).,