id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vdkb:start_invest_cadeau:rate_or,vdkb:start_invest_cadeau,vdkb,savings_rate,,,,,CHF,2026-06-03,2024-01-01,On request.,