id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vskb:compte_epargne:credit:tier1,vskb:compte_epargne,vskb,credit,0.0,0.0,50000.0,,CHF,2026-07-09,2026-04-01,"Jusqu'a CHF 50000. Retrait libre jusqu'a CHF 50000/an, au-dela preavis 31 jours.", vskb:compte_epargne:credit:tier2,vskb:compte_epargne,vskb,credit,0.0,50000.0,250000.0,,CHF,2026-07-09,2026-04-01,CHF 50000 a CHF 250000, vskb:compte_epargne:credit:tier3,vskb:compte_epargne,vskb,credit,0.0,250000.0,500000.0,,CHF,2026-07-09,2026-04-01,CHF 250000 a CHF 500000, vskb:compte_epargne:credit:tier4,vskb:compte_epargne,vskb,credit,0.0,500000.0,,,CHF,2026-07-09,2026-04-01,Au-dela CHF 500000,