id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vskb:compte_start:credit,vskb:compte_start,vskb,credit,0.0,,,,CHF,2026-07-09,2026-04-01,"Compte Start (jeunes), 0%",