id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vskb:epargne3:credit,vskb:epargne3,vskb,credit,0.25,,,,CHF,2026-07-09,2026-04-01,3e pilier. Le compte Flex Pension 35 (produit distinct non separement charge en DB) a un taux 0.15%.,