id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vskb:epargne_garantie_loyer:credit,vskb:epargne_garantie_loyer,vskb,credit,,,,,CHF,2026-07-09,2026-04-01,"Taux non publie — compte de garantie de loyer, souvent 0% ou proche",