id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vskb:fiduciary_terme:credit,vskb:fiduciary_terme,vskb,credit,,,,,CHF,2026-05-27,2026-01-01,Taux de marche moins commission BCVS. Variable selon contrepartie et duree.,