id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vskb:libre_passage:credit,vskb:libre_passage,vskb,credit,0.25,,,,CHF,2026-07-09,2026-04-01,2e pilier — libre passage. Meme taux que 3a per comptes-de-prevoyance page.,