id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vz:geldmarkt_sparkonto:credit_chf,vz:geldmarkt_sparkonto,vz,credit,0.0,,,,CHF,2026-07-14,2026-07-01,, vz:geldmarkt_sparkonto:debit_chf_max,vz:geldmarkt_sparkonto,vz,overdraft,9.0,,,,CHF,2026-07-14,2026-07-01,Sollzins max. 9% p.a.,