id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
wir:chf_konto_kmu:credit,wir:chf_konto_kmu,wir,credit,0.01,,50000.0,,CHF,2026-04-15,2026-04-15,Bis 50000 CHF,
wir:chf_konto_kmu:credit_over,wir:chf_konto_kmu,wir,credit,0.0,50000.0,,,CHF,2026-04-15,2026-04-15,,
wir:chf_konto_kmu:debit,wir:chf_konto_kmu,wir,overdraft,10.0,,,,CHF,2026-04-15,2026-04-15,,