id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id wir:liquiditaetskredit:debit,wir:liquiditaetskredit,wir,mortgage_rate,3.0,,,,CHF,2026-04-15,2026-04-15,Im WIR-KMU-Paket,